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Life Insurance

Coverage and Contributions

5Star Group Level Term Coverage and Contributions

5Star Level Term is available from $50,000-$500,000 (depending upon occupation and travel activity) in $50,000 increments. Continuing coverage is available to age 70 providing all contributions are paid.

Contribution Chart

Monthly Contributions for Male and Female, Non-Tobacco Users*

Age $50k $100k $150k $200k $250k $300k $350k $400k $450k $500k
1-17 $4.00 N/A N/A N/A N/A N/A N/A N/A N/A N/A
18-24 $5.00 $10.00 $15.00 $20.00 $25.00 N/A N/A N/A N/A N/A
25-39 $5.00 $10.00 $15.00 $20.00 $25.00 $30.00 $35.00 $40.00 $45.00 $50.00
40-49 $9.00 $18.00 $27.00 $36.00 $45.00 $54.00 $63.00 $72.00 $81.00 $90.00
50-59 $20.00 $40.00 $60.00 $80.00 $100.00 $120.00 $140.00 $160.00 $180.00 $200.00
60-64 $40.00 $80.00 $120.00 $160.00 $200.00 $240.00 $280.00 $320.00 $360.00 $400.00
65-69 $70.00 $140.00 $210.00 $280.00 $350.00 $420.00 $490.00 $560.00 $630.00 $700.00

 * Tobacco contributions are 2 times non-tobacco contributions. A Tobacco User is one who has used tobacco products in the past 12 months.

Note: AFBA reserves the right to change contributions in any year subsequent to issue of our coverage based on interest rates and mortality experience.

Customer Service

For more information regarding any AFBA product click here or call 1-800-776-2322.

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