Check the general eligibility requirements below to see which AFBA life insurance products you can apply for. For more information on a product, click on the links below. 

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Active Duty Military

Products available:

• Better Alternative
• Select Term
• 5 Star Group Level Term

 

You can apply if you are:

• Active Duty
• National Guard/Ready Reserve (NG/RR). A NG/RR must be drilling or training for pay or points, either unit assigned or as an Individual Mobilization Augmentee
• Retiree / Separatee
• Student/Cadet at a U.S. Service Academy/College who is an officer candidate with a contract to serve on Active Duty
• Individual Ready Reservist (IRR)
• A spouse or dependent of the above

 

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First Responders 

Products available:

• 5 Star Group Level Term
• Select Term

 

You can apply if you are:

• An active or retired law enforcement official, member of a fire department or EMT unit
• A current or retired employee of a law enforcement agency, fire department or EMT unit
• A spouse or dependent of any group above

 

FLEOA Members

Product available:

• FLEOA 5 Star Group Level Term

 

You can apply if you are:

• A current or retired FLEOA member
• A spouse or dependent of the above

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DoD Contractor 

Products available:

• Select Term
• 5 Star Group Level Term

 

You can apply if you are:

• A current or retired DoD contractor
• A spouse or dependent of the above

 

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Retirees/Separatees from Armed Forces

Products available:

• Better Alternative
• Select Term
• 5 Star Group Level Term
• Final Expense

 

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Government Employees

Products available:

• 5 Star Group Level Term
• Select Term

 

You can apply if you are:

• A current or retired Federal, State or Local Government employee
• A spouse or dependent of the above

 

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Spouses and Children 

Products available:

• 5 Star Group Level Term
• Better Alternative
• Select Term
• Smart Start Children's Insurance

 

You can apply if you are:

• A spouse or current or former dependent of Armed Services Personnel, First Responder, FLEOA Member, Government Employee, or DoD Contractor.