5 Star Bank is “well capitalized” by strict regulatory standards and its capital in relation to assets ranks in the very top percentile of all FDIC insured banks in the country. The bank remains strong, and accounts with deposits up to $250,000 are FDIC-insured.

5Star Bank has a Tier 1 Risk Based Capital Ratio of 25.03%. The average ratio of all banks in the U.S. is only 14.66%. Please compare our capital position with your bank or credit union! These capital ratios are available through the FDIC web site at http://www.fdic.gov. The bank is also rated four stars by Bauer Financial which can be seen at http://www.bauerfinancial.com. The bank also has a diversified asset base and is prudent in its lending resulting in the absence of concentrations in the commercial real estate and residential mortgage sectors.