Product Overview
Whether you are looking to invest your money for retirement or in
need of a home mortgage loan now, 5Star Bank can meet your needs
with flexible products and first class service.
Banking: Checking and Savings
|
| Product |
Opening Balance and Fees |
Interest |
Description |
Freedom Now
Checking Account |
$50 Opening Balance
$0 fee with direct deposit or a minimum balance of $750; otherwise $5 per month |
Interest paid on balances above $1,000. |
Includes free online bill-pay and access to accounts, e-statements, surcharge free access at over 32,000 ATMs with your CheckMate Card and more!
|
|
| Savings Account |
$100 Opening Balance
$0 fee if average monthly balance is $100 or more; otherwise $2 per month. |
No minimum balance requirement to earn interest. |
Perfect for the saver who is just beginning - Access your account information and transactions online. Start small and save big!
|
|
| Money Market Account |
$1,000 Opening Balance
$0 fee if average monthly balance is $1,000 or more; otherwise $5 per month. |
Interest paid on balances at or above $1,000. |
With nationally competitive rates, the Money Market account is the perfect way to invest your money of $1,000 or more. Online access to your account information and transactions and limited check-writing privileges.
|
|
*Waived with direct deposit or an average monthly balance of $750.
Investing: Certificates of Deposit, Traditional IRA and Roth IRAs
|
| Product |
Term Options |
Interest |
Description |
| Certificate of Deposit |
6-month, 1-year, 18-month, 2 year, 2.5 year, 5-year terms on balances above $1,000. |
Interest is a guaranteed fixed rate for length of term |
Lock your rates in for the term that suits your needs - interest rates are fixed and guaranteed to help your money grow!
|
|
| Traditional IRA |
Fixed rate: 1-year, 18-month, 2-year, 2.5 year, or 5-year terms.
Variable rate: Choice of 24, 36 or 60-month terms. |
Taxes on interest are deferred until funds are withdrawn. |
Start planning for your retirement income now. Your investment will grow steadily over the years and you'll reduce your current tax liability now.
|
|
| Roth IRA |
Fixed rate: 1-year, 18-month, 2 year, 2.5 year or 5-year terms.
Variable rate: Choice of 24, 36 or 60-month terms.
|
Interest grows tax-free. |
Increase your retirement investments through a Roth IRA. Qualified distributions are not taxed and you can continue to make contributions after the age of 70 1/2.
|
|
Lending: Credit
Cards, Personal Loans
|
| Product |
Term Options |
Interest |
Description |
|
|
| Credit Card |
|
|
5Star credit cards are available to 5Star Bank customers, AFBA members and customers of its affiliated companies through periodic solicitation offers. By limiting these offers to customers, we are able to maintain some of the lowest credit card rates in the industry, and provide valuable reward features, with no annual fee. Watch your mailbox for our next offer!
|
|
| Personal Loans |
|
|
Stop by one of our branches to see how a fixed-rate personal loan, with flexible terms can help you consolidate debt, pay for an unexpected expense, or turn a dream into reality.
|
|
Card Services: 5Star Bank CheckMate Debit Card
|
| Product |
Annual Fees |
ATM's |
Description |
|
|
|
