Life Insurance

Armed Services
Personnel

Products available:

• Better Alternative
• Select Term
• 5Star Level Term

You can apply if you are:

• Active Duty
• National Guard/Ready Reserve (NG/RR). A NG/RR must be drilling or training for pay or points, either unit assigned or as an Individual Mobilization Augmentee
• Retiree / Separatee
• Student/Cadet at a U.S. Service Academy/College who is an officer candidate with a contract to serve on Active Duty
• Individual Ready Reservist (IRR)
• A spouse or dependent of the above

Police, Firefighters,
EMT Personnel

Products available:

• 5Star Group Level Term
• Select Term

You can apply if you are:

• An active or retired law enforcement official, member of a fire department or EMT unit
• A current or retired employee of a law enforcement agency, fire department or EMT unit
• A spouse or dependent of any group above

DoD Contractor

Products available:

• Select Term
• 5Star Group Level Term

You can apply if you are:

• A current or retired DoD contractor
• A spouse or dependent of the above

Military Retirees
and Separatees

Products available:

• Better Alternative
• Select Term
• 5Star Level Term

Federal, State and
Local Government

Products available:

• 5Star Group Level Term
• Select Term

You can apply if you are:

• A current or retired Federal, State or Local Government employee
• A spouse or dependent of the above

Spouses and Children

Products available:

• 5Star Group Level Term
• Better Alternative
• Select Term

You can apply if you are:

• A spouse or current or former dependent of Armed Services Personnel, Police, Firefighter, EMT, Federal, State, or Local Government Employee or DoD Contractor.