Better
Alternative Medical Requirements
No paramedical exam needed for Active Duty, Guard and Reserve
called to Active Duty under age 50 or spouse's under 40 for up to $250,000 of total
insurance coverage. However,
you are required to complete the Statement of Health on the enrollment
form. Paramedical Exams, if required, will be arranged by AFBA at
no additional cost. In most cases, exams may be performed in
the privacy of your home or office. Alternatively, AFBA may accept
a copy of a complete military physical less than twelve (12)
months old, provided it includes blood lipids (long physical
with bloodwork/SF88 & SF93 or equivalents). Additional information
may be required at the discretion of AFBA and its underwriter.
For Active Duty and Activated Guard and Reserve
Under Age 50
| Age |
$50,000 |
$51,000
-
$100,000 |
$101,000
-
$150,000 |
$151,000
-
$200,000 |
$201,000
-
$250,000 |
$251,000
-
$300,000 |
$301,000
-
$400,000 |
| 40-49 |
|
|
|
|
|
|
|
| 30-39 |
|
|
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|
|
| 18-29 |
|
|
|
|
|
N/A |
N/A |
For All Other Applicants
| Age |
$50,000 |
$51,000
-
$100,000 |
$101,000
-
$150,000 |
$151,000
-
$200,000 |
$201,000
-
$250,000 |
$251,000
-
$300,000 |
$301,000
-
$400,000 |
| 50-59 |
|
|
|
|
|
|
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| 40-49 |
|
|
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|
|
|
|
| 30-39 |
|
|
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| 18-29 |
|
|
|
|
|
N/A |
N/A |
| |
Complete
Statement of Health (SOH) |
|
| |
Complete
Statement of Health (SOH), Paramedical Exam, Blood Profile
and Urinalysis |
|
| |
Complete
(SOH), Paramedical Exam, Blood Profile, Urinalysis and
Resting EKG |
Total coverage amount of $250,000 for all applicants ages 18-39. Coverage placement
will be based on the completed enrollment form and SOH only. There will be no paramedical exam required for applicants
in this age group.
Paramedical exam will no longer be required for non-military applicants for amounts of $151,000 - $250,000.
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