Explore our 2024 Enterprise Report and learn how we work to build a membership experience that caters to the needs of those who serve, protect, and defend at every level.
Founded to protect
Providing financial security and peace of mind to those who risk their lives, AFBA is a non-profit, membership-driven organization that protects 920,000 members and their families through survivor benefits backed by life insurance and additional member advantages.
Membership and member benefits
Our membership, the lifeblood of our association, grew to 920,000 with military servicemembers accounting for 70 percent and first responders for 30 percent of our membership. A more detailed breakout is included further below.
Joining the Armed Forces Benefit Association (AFBA) offers more than just life insurance benefits and financial security. Members and their beneficiaries enjoy a variety of perks, including a college scholarship and exclusive discounts on travel, healthcare, shopping, entertainment, and financial and legal services, helping to reduce overall costs. Additionally, you gain automatic eligibility for an Association of the United States Army (AUSA) membership, which further enhances your benefits.
Fulfilling our mission
AFBA was founded in the basement of the Pentagon to pay a death benefit when military members died in combat, and more than 78 years later, we continue to fulfill our mission paying nearly $86 million in death benefits in the past year alone.
Facilitating AFBA’s mission is our wholly-owned affiliate, 5Star Life Insurance Company (5Star Life), which in addition to being the life insurance underwriter of AFBA member benefits, it is also a growing provider of group and worksite insurance products offering life, accident, healthcare indemnity, and critical illness coverage to 137,000 insureds.
Over the past 78 years, AFBA has paid 2 billion in death benefits and helped thousands of families in their darkest hour. As the keepers of the AFBA legacy, we remain steadfast to carry on its honorable and patriotic mission – to provide survivor and other benefits to those who serve, defend, and protect this great nation.
Thank you for your service!
General Craig R. McKinley, USAF (Ret.)
Chair, AFBA
General Larry O. Spencer, USAF (Ret.)
President, AFBA
Chair and President, 5Star Life
