Protection You and Your Family Can Count On
Could Your Family Survive Without Your Income?
Protect Your Loved Ones: Secure a Term Life Insurance Policy from AFBA today.*
AFBA Members Term is designed specifically to cover current and former government employees and their families. This product provides piece of mind, and assures our government employees with
the confidence they need from a company that has been insuring its members for nearly 70 years.
Unfortunately, when living and working in this fast paced world,
adults with dependents often lack sufficient coverage to protect their survivors if they were to die unexpectedly.
Experts recommend having enough life insurance to replace income for 7 to 10 years. The reality is that the typical couple has less than half that amount.**
AFBA offers term life coverage at competitive rates, especially created for groups who currently work or have worked for a government agency. You and your spouse are eligible to enroll for a maximum of $500,000 through age 64 provided you are a United States citizen. Your children are eligible for coverage up to $50,000.
Product features include:
- Coverage ON and OFF duty
- No hazardous, line of duty, or occupational restrictions
- No combat or terrorism exclusions
- Emergency death benefit payment of up to $15,000 within one business day of notification
- Optional spouse and child coverage
- $40,000 family survivor college scholarship†
AFBA Members Term Life Insurance
Take advantage of this unique opportunity and get protection for you and your family. What's more, signing up for this valuable coverage is easy and no paramedical exam is needed for first responder personnel under age 50 for up to $250,000 or ages 50-55 for up to $100,000 of total insurance coverage. The only requirement is the Statement of Health (SOH) on the enrollment form. If a paramedical exam is required (see chart below), it will be arranged by AFBA at no additional cost, in the comfort of your own home or office. Additional information may be required at the discretion of AFBA. Coverage is effective upon underwriting approval.
Dependent children under age 21 (23 if a full-time student) are eligible for coverage under the Children's Rider. Simply answer a few Statement of Health (SOH) questions. Ages 15 days to 6 months: $1 per $1,000 of coverage up to $5,000. Ages 6 months to 21 years: $1 per $5,000 of coverage up to $25,000. Or, ask about our Children’s Term Life Insurance which provides $50,000 of individual coverage.
Families of eligible insured’s can benefit from the Charles C. Blanton AFBA Family Survivor College Scholarship. The surviving spouse and children of AFBA eligible members who die as a result of U.S. Government recognized acts of foreign or domestic terrorism, or in operations at the scene of an incident are eligible. The scholarship provides up to $10,000 per year, per family, up to a total maximum benefit of $40,000 toward a college degree.