AFBA Members Term Life Insurance

Protection You and Your Family Can Count On

Could Your Family Survive Without Your Income?

Protect Your Loved Ones: Secure a Term Life Insurance Policy from AFBA today.

You never know what life is going to throw you. From traveling to work to picking up the kids from school, sometimes bad things happen. Unfortunately, when living and working in this fast paced world, adults with dependents often lack sufficient coverage to protect their survivors if they were to die unexpectedly.

Experts recommend having enough life insurance to replace income for 7 to 10 years. The reality is that the typical married couple has less than half that amount*.

This is your chance to ensure peace of mind. AFBA offers term life coverage at competitive rates, especially created for groups who currently work or have worked for a government agency. You and your spouse are eligible to enroll for a maximum of $500,000 through age 64 provided you are a United States citizen. Your chidren may also apply for coverage up to $50,000.

With AFBA Members Term life insurance, you get:

  • Emergency death benefit payment within 24 hours of notice
  • Coverage ON and OFF duty
  • No occupation restrictions
  • No combat or terrorism exclusions
  • $40,000 family survivor college scholarship
  • Optional spouse and child coverage

AFBA Members Term Life Insurance

Take advantage of this unique opportunity and get protection for you and your family. What’s more, signing up for this valuable coverage is easy and no paramedical exam is needed for first responder personnel under age 50 for up to $250,000 or ages 50-55 for up to $100,000 of total insurance coverage. The only requirement is the Statement of Health (SOH) on the enrollment form. If a paramedical exam is required (see chart below), it will be arranged by AFBA at no additional cost, in the comfort of your own home or office. Additional information may be required at the discretion of AFBA. Coverage is effective upon underwriting approval.

AFB Members Term Life Insurance Coverage

Children's Rider

Dependent children under age 21 (23 if a FT student) are eligible for coverage under the Children’s Rider. Eligible children are covered under one contribution. SOH questions must be answered for ALL children. Ages 15 days to 6 months: $1.00 per $1,000 unit for a maximum of $5,000. Ages 6 months to 21 years: $1.00 per $5,000 unit with maximum of $25,000. Or, consider our individual Children’s Term coverage.

Scholarship Benefit

Families of eligible insured can benefit from the Charles C. Blanton AFBA Family Survivor College Scholarship. The surviving spouse and children of First Responder Personnel who are AFBA members and die while involved in operations at the scene of an incident are eligible. The scholarship provides up to $10,000 per family, per year, for a maximum benefit of $40,000 toward a college degree.

Monthly Contributions (Male/Female) Non-Tobacco

AFB Members Term Life Insurance Coverage

Monthly Contributions (Male/Female) Tobacco*

AFB Members Term Life Insurance Coverage

Product available in all states except New York.
Coverage continues to age 70 and cannot be canceled as long as insurance contributions are paid. Contributions change on the anniversary of your coverage effective date following entry into a new age group. Contributions are based on current age at enrollment. Contributions may increase should AFBA encounter a significant change to cost factors like expenses, persistency, mortality or interest rates. Refer to the Certificate of insurance for details of coverage.
Underwritten by 5Star Life Insurance Company (a Baton Rouge, Louisiana Company)