Protection your family can trust

Working as a police/corrections officer, firefighter, or emergency medical technician you’re there for your community as well as your family. The Armed Forces Benefit Association (AFBA) is proud to offer first responder products to help secure your family’s financial future.

Our partners in the first responder market

First Responder Task Force

Over a decade ago, the First Responder Task Force was created to serve as the distribution channel ensuring first responders have access to AFBA’s life insurance member benefits. The strength of our partnership comes from our joint unwavering commitment to provide peace, certainty, and security to those who deserve it most. Having served more than 7,000 agencies, they are our “boots on the ground” and have the credibility and expertise to represent AFBA and do right by you and the first responders you lead.


Schedule a briefing
To schedule a briefing at your agency with a First Responder Task Force coordinator, please contact them here.

Matthew Mcpeak
Matthew Mcpeak
April 25, 2024
Had a question about billing. Was answered and off the phone in less than ten minutes. Professional and courteous customer service rep.
Gary Rhinehart
Gary Rhinehart
April 16, 2024
Very grateful to Bella for her help with the issues I was having accessing my account. It was a big relief to get this taken care of. Thank you for all you do.
Diane Salmon
Diane Salmon
April 5, 2024
My Agent Ebony was very patient with me. She explained step by step above the issue with my policy. Thank you so much!
Karen Rister
Karen Rister
March 15, 2024
Bella was super courteous and very knowledgeable. She answered all my questions and even reminded me of a change I needed to make. Thank you Bella !!!
Torilus Ward
Torilus Ward
March 6, 2024
Ebony provided Outstanding Customer Service. I have a AFBA member for over 35 years and Ebony by far provided the highest level of details regarding my policy present and future benefits. Ebony even called me back after our conversation concluded just to make sure that all of my concerns were addressed. I felt valued and appreciated as a AFBA Customer Thank you again Ebony was such a pleasant experience 💛! Respectfully Torilus Ward Commander United States Navy Retired
Gregory Crotto
Gregory Crotto
March 4, 2024
The representative and agent I spoke with were both very pleasant and knowledgeable. All my questions were answered.
Tanya G
Tanya G
February 28, 2024
Needed to get a copy of our policy and spoke to Danielle who was nothing but an utter professional. Her kindness, quick thinking and wonderful attitude was a surprising contrast to the customer service experience from other companies in today's environment. She expertly sent me what I needed expeditiously. Thank you Danielle for being so AWESOME! Armed Forces Benefit Association give that lovely lady a raise!

Born in the Pentagon, built to serve

In 1947, AFBA emerged from the basement of the Pentagon to solve a critical need in support of the military. More than 75 years later, our commitment to those who go in harm’s way remains core to everything we do.

  • Service that’s mission-ready
    Transparent coverage and high-touch customer service deliver life insurance member benefits that are as understandable as they are meaningful.
  • Making the hardest days easier for member families
    With a compassionate and proactive claims process, through our underwriter 5Star Life Insurance Company, we do everything in our power to make the hardest days in a family’s life, just a little bit easier.
  • Life beyond the benefit
    Becoming an AFBA member is more than signing up for life insurance member benefits; it’s joining a community with member benefits for the entire family.
Miami Beach Florida,Mount Mt. Sinai Medical Center centre hospital,Fire Rescue medical emergency room ambulance vehicle,EMT,FL190331018

Who is eligible for coverage

Current or former Homeland Security personnel, law enforcement, correction officers, firefighters, emergency medical service providers, and their families are eligible to enroll for coverage. Life insurance member benefits are underwritten by 5Star Life Insurance Company and offer features suited to first responders. 

Available products

Group level term life insurance underwritten by 5Star Life Insurance Company with level benefit through age 70 and coverage amounts from $50,000 - $500,000.

Group term life insurance underwritten by 5Star Life Insurance Company with level benefit to age 121 and coverage amounts up to $50,000.

Group term life insurance underwritten by 5Star Life Insurance Company with level benefit for individuals ages 1-17 with coverage amounts up to $50,000.

Making the hardest days easier for member families

We are proud to offer member benefits that make the hardest days in a family’s life, just a little bit easier.

Watch the video to learn about Danielle’s story.

Nothing is going to hold me back!

Family survivor college scholarship

As a unique member benefit, AFBA is proud to offer families of eligible fallen members the Charles C. Blanton AFBA Family Survivor College Scholarship. Surviving spouse and children are eligible for $10,000 per year, up to a total maximum benefit for the entire family of $40,000 toward an undergraduate degree, license or certification.
Not available in New York. In Virginia, only available to First Responders.

5Star Life Insurance Company is AFBA’s wholly owned affiliate and life insurance underwriter for its member benefits. It has been awarded on the Forbes list of World’s Best Insurance Companies 2023. Read more

Already a member?

Visit the Support Center to file a claim, make a payment or change to your account, answer questions about your coverage, and more.

Visit the support center