Making the hardest days easier for member families
Service life is unpredictable and tragedy can strike in an instant. That’s why, for 75 years, through conflict and crisis, the Armed Forces Benefit Association (AFBA) has paid survivor benefits to ensure families find stability when their world is at its most uncertain. Navigating life after a loved one’s passing can be a confusing and seemingly impossible task.
With a compassionate and proactive claims process, through our underwriter 5Star Life Insurance Company, we do everything in our power to make the hardest days of your family’s life, just a little bit easier. A dedicated partner to all who serve, we provide the peace of mind that comes from knowing your loved ones will receive the support they need to make it through tough times, no matter what.
Insurance products
Better Alternative
- Group term life insurance with level benefit through age 70 and coverage amounts from $50,000 – $400,000.
- Available for U.S. citizens who are uniformed military personnel that are active duty, retirees, or veterans in the Army, National Guard, Navy, Air Force, Marine Corps, Coast Guard, NOAA, public health, and their families.
Better Alternative for active duty and veterans
Better Alternative for National Guard members
Fed Term
- Group term life insurance with level benefit through age 70 and coverage amounts from $50,000 – $500,000.
- Available for U.S. citizens who are current or former government employees, government contractors, government groups, non-federal first responders, and their families.
Fed Protect
- Group term life insurance with level benefit to age 121 and coverage amounts up to $50,000.
- Available for U.S. citizens who are current and former federal employees and contractors, government groups, and their spouses.
First Protect
- Group term life insurance with level benefit through age 70 and coverage amounts from $50,000 – $500,000.
- Available for U.S. citizens who are current or former Homeland Security personnel or emergency first responders, (law enforcement, firefighters, and emergency medical service providers), and their families.
State Sponsored Life Insurance (SSLI) for National Guard members
- Group term life insurance with level benefit for individuals ages 18-69 with coverage amounts up to $250,000 available through state associations.
- Available for active National Guard members and their families.
Children’s Protect
- Group term life insurance with level benefit for individuals ages 1-17 with coverage of $50,000.
- Available for dependent children or grandchildren under age 18 of AFBA members or member-eligible individuals.
Smart Start
- Individual Single Premium Term Life Insurance with coverage amounts up to $15,000.
- Available for individuals ages 14 days to 18 years.
* College scholarship available in all states except New York. In Virginia, only available to First Responders.
Life insurance member benefits provided by AFBA are underwritten by 5Star Life Insurance Company (a Lincoln, Nebraska company) with an administrative office at 909 N. Washington Street, Alexandria, VA 22314. Survivor benefits not available in all states and U.S. Territories.
Images courtesy of Department of Defense Visual Information Distribution System, U.S. Department of Defense and National Guard Fickr accounts. The apperance of U.S. Department of Defense visual information does not imply or constitute DoD endorsement.