Protection your family can trust
Working as a police/corrections officer, firefighter, or emergency medical technician you’re there for your community as well as your family. The Armed Forces Benefit Association (AFBA) is proud to offer first responder products to help secure your family’s financial future.
First Responder Task Force
Over a decade ago, the First Responder Task Force was created to serve as the distribution channel ensuring first responders have access to AFBA’s life insurance member benefits. The strength of our partnership comes from our joint unwavering commitment to provide peace, certainty, and security to those who deserve it most. Having served more than 7,000 agencies, they are our “boots on the ground” and have the credibility and expertise to represent AFBA and do right by you and the first responders you lead.
Schedule a briefing
To schedule a briefing at your agency with a First Responder Task Force coordinator, please contact them here.
Born in the Pentagon, built to serve
In 1947, AFBA emerged from the basement of the Pentagon to solve a critical need in support of the military. More than 75 years later, our commitment to those who go in harm’s way remains core to everything we do.
- Service that’s mission-ready
Transparent coverage and high-touch customer service deliver life insurance member benefits that are as understandable as they are meaningful. - Making the hardest days easier for member families
With a compassionate and proactive claims process, through our underwriter 5Star Life Insurance Company, we do everything in our power to make the hardest days in a family’s life, just a little bit easier. - Life beyond the benefit
Becoming an AFBA member is more than signing up for life insurance member benefits; it’s joining a community with member benefits for the entire family.
Who is eligible for coverage
Current or former Homeland Security personnel, law enforcement, correction officers, firefighters, emergency medical service providers, and their families are eligible to enroll for coverage. Life insurance member benefits are underwritten by 5Star Life Insurance Company and offer features suited to first responders.
Available products
Group level term life insurance underwritten by 5Star Life Insurance Company with level benefit through age 70 and coverage amounts from $50,000 - $500,000.
Group term life insurance underwritten by 5Star Life Insurance Company with level benefit to age 121 and coverage amounts up to $50,000.
Group term life insurance underwritten by 5Star Life Insurance Company with level benefit for individuals ages 1-17 with coverage amounts up to $50,000.
Making the hardest days easier for member families
We are proud to offer member benefits that make the hardest days in a family’s life, just a little bit easier.
Watch the video to learn about Danielle’s story.
Family survivor college scholarship
As a unique member benefit, AFBA is proud to offer families of eligible fallen members the Charles C. Blanton AFBA Family Survivor College Scholarship. Surviving spouse and children are eligible for $10,000 per year, up to a total maximum benefit for the entire family of $40,000 toward an undergraduate degree, license or certification.
Not available in New York. In Virginia, only available to First Responders.
Giving back to our communities
Learn how we are committed to supporting those who serve, defend, and protect our nation.
5Star Life Insurance Company is AFBA’s wholly owned affiliate and life insurance underwriter for its member benefits. 5Star Life has earned a spot on the prestigious 2025 Forbes list of the World’s Best Insurance Companies for the third year in a row. Learn more
Already a member?
Visit the Support Center to file a claim, make a payment or change to your account, answer questions about your coverage, and more.
Visit the support center
AFBA is not affiliated with any government agency
Life insurance member benefits provided by AFBA are underwritten by 5Star Life Insurance Company (a Lincoln, Nebraska company) with an administrative office at 909 N. Washington Street, Alexandria, VA 22314. Survivor benefits not available in all states and U.S. Territories. Group Policies: LT050197Rev, LTCERT805, LTCERT2016